Storm Damage Home Repair

kproofingFinancing, Insurance, and Taxes, Home Maintenance

image of potential storm damage

Storm Damage Home Repair

Owning your own home is a wonderful thing but every time storms come around homeowners fear that damage may be just around the corner. It seems like every year climate and storm related home damages become more and more common. In 2016 alone, there were 15 weather and climate disaster events with losses exceeding $1 billion each across the United States. These events included a drought event, 4 flooding events, 8 severe storm events, a tropical cyclone event, and a wildfire event.- The numbers are staggering, and many individuals are left with no idea what to do, and no idea how to finance home repairs

Storm Chasers and Hail damage fraud

storm damage repairAs if hail, water and wind damage repair weren’t bad enough for a homeowner; scam companies use these disasters to take advantage of a bad situation. These scam companies are often known as – Storm chasers.

“The Chicago roofer says the chasers know how the insurance companies work, and based on the square footage of the roof, they can figure out how much it will cost to put on a cheap new roof. The homeowner gets burned because the storm chaser only does the bare minimum to replace the roof, but doesn’t address any other problems, or restore the roof to its original condition.
The homeowner is then left with a poorly constructed roof, and the fraudulent company that was once so ready to help has vanished.
Aside from the shoddy work, many of the storm chasers lack a valid license, don’t hold insurance or will lie about having insurance.”-

The best way to avoid the storm chaser is to do your own research. Ask to see proof of insurance and check the roofer’s license status with your local building

Financing home storm damage repair

“Most homeowner insurance policies will provide coverage for roof damage caused by unpreventable reasons such as vandalism or fire. Disastrous “acts of God” such as hurricanes and tornadoes are also usually covered. Although wind, rain, and hail are covered by your home insurance policy, there are many factors that determine if your damage will be covered, and if so, how much you will be reimbursed. The same basics that apply to your roof, may apply to your exterior property as well. Exterior property is considered anything that is attached to the outside structure of your home, such as siding and gutters.” –

Insurance isn’t the only way to finance storm damage repair, check out our previous blog for more ways on financing home repair:

Louisville Storm Damage Repair

Storms can be hard on your home. K&P is here to restore it completely.

This year has been hard on everything, especially our roofs. We specialize in insurance claims, storm damage and hail damage, which can occur to a roof of any age. Let us check your roof for any possible damage. K & P Roofing, Siding & Home Improvement, Inc. is available to help you with all of your exterior building needs. We offer full service roofing…tear-offs and re-roofing. Or if you are looking for a maintenance free exterior for your home you have found the right place.
We will gladly evaluate your home’s condition and provide you with a free estimate for any repairs or maintenance that we identify.

Louisville storm roof repair. Kentucky Hail damage repair. Louisville Wind damage repair. Louisville flood damage repair.